Refer a Friend

Get $25 (plus change!) within 5 minutes for a top-notch, easy-to-use, highly secure, free instant-payment service that rivals PayPal. Get $10 for referring anyone (even family!).

revolutionmoneyexchange.jpg Revolution MoneyExchange http://www.RevolutionMoneyExchange.com

P.O. Box 2470 Largo, FL 33779

1-800-794-9071 https://www.RevolutionMoneyExchange.com/WebSite/ContactUs.aspx November 7, 2007

Parent company established in mid-2006 by AOL vice chairman Ted Leonsis and AOL founder Steve Case Accounts issued by First Bank & Trust (Brookings, South Dakota), Member FDIC and part of the Fishback Financial Corporation Planned to integrate with Facebook, AOL Instant Messenger, and other social networking services

You get your own personal HTML payment button with no mandatory account upgrades or processing fees! Compare this to PayPal, which requires both if you want even a basic "Donate" button; otherwise, you would have to log in and go through the more tedious "Send Payment" process. Of course, RME requires both parties to have accounts, whereas PayPal can process payments from anyone (again, with variable fees per transaction). This company has the best Customer Service by phone that I have ever experienced! You get short and straightforward menu choices; classy on-hold music ("muzak" would be silly); and -- best of all -- a friendly automated voice that, in intervals of less than a minute, tells you (1) your number in line and (2) your estimated waiting time (which proved extremely accurate when I called)! When the representative joins you, the conversation might seem a little stiff at first; but I was expressing such enthusiasm at that point that the rep and I had an invigorating, detailed, and at times humorous conversation about the company and its service. November 7, 2007 None request a referral e-mail from your referrer https://www.revolutionmoneyexchange.com/ReferAFriend/ReferAFriend_landing.aspx?referreremail=bmikaus@yahoo.com service@support.revolutionmoney.com service@revmoney.info None, and notification preferences are configurable from your account. Must complete 2-minute account registration process Must have a valid Social Security Number Must be a U.S. resident (international accounts may be allowed if requested) Can only link to a U.S. bank account (international accounts may be allowed if requested) $25.00 immediately upon registration About $0.25 send a referral e-mail through the site https://www.revolutionmoneyexchange.com/ReferAFriend/ReferANewFriend.aspx?cont=ReferaFriend&promo=REFERAFRIEND Limited to 50 referrals ($500) per calendar year Can refer members of your own household $10.00 immediately upon referral registration RME Company Information https://www.revolutionmoneyexchange.com/WebSite/CompanyInformation.aspx RME Help https://www.revolutionmoneyexchange.com/WebSite/Help.aspx RME Features https://www.revolutionmoneyexchange.com/WebSite/WhyUseMoneyExchange.aspx RME Usage https://www.revolutionmoneyexchange.com/WebSite/SendMoney.aspx RME Button Software License https://www.revolutionmoneyexchange.com/WebSite/Licenses.aspx RME Contact Information https://www.revolutionmoneyexchange.com/WebSite/ContactUs.aspx Revolution Money Press Releases https://www.revolutionmoney.com/Press.aspx Revolution in Transferring Money Online http://www.usatoday.com/money/industries/technology/2007-11-06-ted-leonis-steve-case_N.htm JPMorgan Chairman Joins Revolution LLC http://www.bizjournals.com/sanfrancisco/stories/2006/02/20/daily30.html?from_rss=1 Better Business Bureau http://westflorida.bbb.org/WWWRoot/Report.aspx?site=47&bbb=0653&firm=90043445 BusinessWeek Stocks http://investing.businessweek.com/businessweek/research/stocks/private/snapshot.asp?privcapId=21975420 Revolution Money https://www.revolutionmoney.com/ Fishback Financial Corporation http://bankeasy.com/fishbackfinancial/ First Bank & Trust (Brookings, SD) http://bankeasy.com/w/ Wise Bread: Living Large on a Small Budget http://www.wisebread.com/getting-something-for-nothing-my-25-from-revolution-moneyexchange Prosper Lending Review http://prosperlending.blogspot.com/2008/02/why-does-revolution-money-require-my.html Cryptogon Archives http://cryptogon.com/?p=2482 Altari's Other Stuff http://altari.us/?p=146 My Money Blog http://www.mymoneyblog.com/archives/2008/01/revolution-moneyexchange-new-person-to-person-payment-system-and-25-bonus-promotion.html Vendio Community http://www.vendio.com/mesg/read.html?num=2&thread=675820 Internet searches, press releases, customer service calls 02-11-2008 Signed up for my RME account within 2 minutes Accepted the $25 opening bonus on my account page Added a checking account for electronic transfer 02-13-2008 Received two verification deposits ($0.10 and $0.14) in my checking account Verified my checking account with RME Withdrew the $25 from RME to my checking account 02-15-2008 Received the $25 bonus in my checking account EARNED $25.24 TOTAL Referral E-mail with Link Registration - Step 1 of 3 Registration - Step 2 of 3 Registration - Step 3 of 3 Registration Completed Logging in for the First Time My Account Page - First Look Accepting the Reward Amount Adding a Bank Account (My Secondary Checking Account) My Account - Added Funding Source Verification Deposits Going to Verify My Funding Source Verifying a Bank Account Bank Account Verified My Account - Full Registration Going to Withdraw My Signup Bonus Transferring Funds to My Bank Account Confirming Transfer of Funds Transfer Completed My Account - Referral Process Complete Complete Transaction History Transaction History - Transaction 1 of 2 Transaction History - Transaction 2 of 2 My Total Earnings from Revolution MoneyExchange All E-mails from Revolution MoneyExchange (Had to Mark "Not Spam") Decided to Accept All E-mail Notifications The RME Referral Page -- Where It All Begins Referral E-mail Form Error -- Do Not Click off the Text Box without Entering a Valid-looking Address Referral E-mail Ready to Send to a Friend Referral E-mail Sent Referral E-mail in Friend's Mailbox Referral E-mail Body (Line Breaks Removed from My Message to Securely Prevent Header Injection) Referral E-mail Header Info (Looks on the Level to Me -- I Should Know!) RME is offering the same (or superior) referral rewards as banks such as TCF and ING, but without any opening deposit, required minimum balance, or account activity period! Furthermore, bonuses are deposited instantly on signup and can be withdrawn immediately. This is at least as quick as PayPal, plus RME has a bank to back it and no transaction fees! RME's Web interface is among the best I have ever used. The registration forms give you visual feedback as you fill them; the buttons and tabs are nice and big; the text is easily readable; and you are actually prevented from typing anything but numbers (and certain other symbols as needed) where numbers are required! Additionally, you can set useful account options such as automatically accepting pending payments, or choosing which notifications RME should e-mail you (I highly recommend setting them all). RME accountholders may not receive $600 or more in compensation in any one calendar year from special promotional programs sponsored by Revolution Money Inc. This is a good thing: it means I do not need to file a W-9 (which requires a SSN, EIN, or TIN, for those concerned) with RME to report self-employment compensation to the IRS. RME allows you to withdraw money electronically to another bank account for FREE, or by check to your address for $2.50 processing. I know many would opt for a check simply out of concern about providing more information to a business than is absolutely necessary; but I believe RME is trustworthy enough for me to "link in" one of my accounts to get free withdrawals. I use a small secondary checking account for this convenience "just in case." As with any bank account, your Social Security Number must be entered to open the account connected with RME. I list this as a downside simply because it is sensitive information that many are rightfully concerned about transmitting online; but I do not consider this a sign of a scam (banks legally require it; the Web form is secured; and I have to submit the same number every time I view college grades, apply for financial aid, or file tax forms online). There are steep fees associated with "check withdrawals ($2.50 per check), check stop payments ($20.00 per check), paper statements ($5.00 per statement), ACH returns ($35.00 per returned ACH), and overdrafts ($35.00 per overdraft)" <https://www.revolutionmoneyexchange.com/WebSite/Help.aspx#x>. I don't consider this a sign of a scam (just always handle money electronically between RME and your bank, and never overdraw). A few typos appear in the system, such as transaction descriptions and message boxes. I don't consider these a sign of any kind of scam (just subpar proofreading by the coders -- the site is in its beta stage). If you have ever registered for and used PayPal, the only surprises RME will have for you are pleasant ones. It's the same as getting an extra bank account -- only simpler, faster, and more rewarding! Why should you care? Just "do the math." Spending 5 minutes of your life to get $25.24 gratis is equivalent to earning $303 an hour... only (1) you don't have to work for it; (2) you get a professional, practical service to use; and (3) you help someone else get $10 for nothing (equivalent to an extra $120 an hour)! If that isn't worth "wasting time" on, then I don't know what is!

Obopay

Free $10 From OboPay / Does Anyone Even Have Obopay? http://www.anything4free.com/index.php/articles/497/free-10-from-obopay-does-anyone-even-have-obopay/ 04-02-2008 Registered for Obopay account with linked bank account (Option 2) Completed Steps 1-3 of the registration process 04-06-2008 Verified phone number (Step 4) Got account put on hold after browsing back and forward once to the verification questions page 04-11-2008 Verified personal information over phone Initiated bank confirmation deposits 04-14-2008 Received bank confirmation deposits ($0.49 and $0.21) Got "Unable to Process Request" error on submitting deposit amounts E-mailed screenshots to customer support and requested manual bank account confirmation Was notified by e-mail of manual bank account confirmation (5 hours later, as stated) Tried sending $0.01 to referrer through his Obopay button, but received an "unavailable funds" error Tried sending $0.01 to referrer through my account, but received an error about a $0.20 minimum Tried sending $0.20 to referrer via instant bank transfer (Option 2), but had to link credit/debit card for overdraft protection Added bank check card to my account Sent $0.20 to referrer via instant bank transfer (Option 2) 04-15-2008 Requested $10 referral signup bonus from customer support 04-18-2008 Received auto-deposit confirmation of $10 bonus sent to me from Obopay 04-21-2008 Found $10 bonus posted to my bank account EARNED $10.70 FROM OBOPAY!

AlertPay

none $5 per first 10 referrals 10 days after referral qualifications have been met $10 per referral after first 10 10 days after referral qualifications have been met 04-11-2008 Registered for Personal Pro account 04-12-2008 Initiated funds transfer to my checking account 04-13-2008 Added bank account 04-15-2008 Finished funds transfer to my checking account 04-16-2008 Contacted customer support about confirmation deposits "in process" 04-21-2008 Received notification of bank confirmation deposits sent 04-22-2008 Received bank confirmation deposits ($0.10 and $0.02) Confirmed bank account Added $130 from bank account to AlertPay account Found duplicate $130 transfer posted (transfer data must have rePOSTed when I saved the completion page in Firefox) E-mailed customer support about my duplicated bank transfer 04-24-2008 Received customer support reply stating that duplicate deposit could not be reversed 04-28-2008 Received confirmation e-mails for availability of both $130 bank transfer deposits (1 day earlier than estimated)

Mr. Rewards

none $2.50 20% of referral cashback amounts 04-12-2008 Registered with Mr. Rewards EARNED $2.50 SIGNUP BONUS INSTANTLY Completed PayPal payment information

Moola

Moola: Further Info http://www.moola.com/moopubs/join/furtherInfo.jsp

KickItBack

04-28-2008 Registered with KickItBack